BETTER TOGETHER — THE MAGIC OF COOPERATION

In today's challenging environment, it's more important than ever to seize opportunities to learn and to share ideas with other credit unions—ideas that have proven themselves in real life. What will credit unions look like? What changes will we see? How can we work better cooperatively?
THE Council for Credit Union Education is committed to providing an opportunity for every credit union that serves members of the “educational community” among its larger field of membership—as well as ALL credit unions who have member education as a central tenet of their mission—to benefit from participation in ECUC.
The “magic of cooperation” will be the focus of presentations by new and well-known ECUC conference speakers. Dr. Jim Likens will bring updated information and ideas from his highly rated economic sessions presented in San Diego this past February. Tom Glatt will address “change management,” as well as the topic of “asset/liability management”—vital in today's economic climate. David Pearce Snyder, so well received at our meeting in San Francisco several years ago, will follow-up on his predictions for the future, as well as make projections for events to come. Discussion groups addressing what credit unions will look like, the changes we will see and how we can work better cooperatively will be featured. Our always popular open forums will round out our program.
Ample networking opportunities. Outstanding speakers. It all means our annual conference is the place to educate your board and management.

NOT JUST FOR “EDUCATION” CREDIT UNIONS
We've been welcoming more and more attendees to our annual conference from credit unions with a variety of fields of membership and markets served. We think that's because our annual gathering has earned a reputation as an outstanding, “don't miss” event. In addition to those credit unions serving educational communities, any credit union that has member education as a central tenet of its mission is welcome and is encouraged to attend. Don't hesitate to sign up, whatever your field of membership.

SOMETHING SPECIAL FOR GOLFERS—AND NON-GOLFERS, TOO!
Selected in the January issue of a leading golf magazine as one of the Top Ten Golf Courses in Central Florida for 2002, The Legends is recognized as one of Florida's finest courses and is a test of any golfer's skills. Legends hosted the Hooter's Tour Event in 2003 and the National Football Player's Association tournament in 2004 and is the official golf course of The City of Legends.
Attendees not participating in our Golf Event will be able to take part in many other Orlando attractions on Saturday, as well as Sunday. For information on special discounted rates and complimentary transportation, as well as the opportunity to take part in Disney Behind the Scenes—Epcot's Hidden Treasures Tour on Sunday, February 14, visit our web site at www.ecuc.org.

WHO SHOULD ATTEND?
You and all CEOs, directors, committee members and top management active in the operations of any credit union that wants to achieve professional excellence. Take advantage of this unique opportunity to interact with your peers from across the U.S., introduce executive staff and managers to credit union ideas and philosophy on a national level, and discuss issues important to your credit union in the coming year.

WHY SHOULD I ATTEND? FOUR EASY ANSWERS
You and all CEOs, directors, committee members and top management active in the operations of any credit union that wants to achieve professional excellence. Take advantage of this unique opportunity to interact with your peers from across the U.S., introduce executive staff and managers to credit union ideas and philosophy on a national level, and discuss issues important to your credit union in the coming year.

WHY SHOULD I ATTEND? FIVE EASY ANSWERS

1. Our Program. Offering cutting-edge curriculum designed especially for you by the Council's Board of Directors of credit union professionals—working CEOs and volunteers—who know their needs and yours. Outstanding educational programs, on timely topics of importance, make ECUC's Annual Conference the best educational tool and highest value offered for credit unions and their staffs.
   If you're already on the board or a CEO, it's a wonderful chance to hone your knowledge. If you're a top manager who wants to advance to CEO, make yourself an even more attractive candidate. All sessions are presented by highly-qualified, professional speakers and assure concrete ideas and plans to take back with you.
   • Six General Sessions
   • Sixteen Breakout Sessions
   • Three Open Forums
   You'll enjoy ample time for one-on-one exchange and networking. Our popular Internet Lab offers you opportunity to gain further knowledge about the “Net,” as well as to check your e-mail.
2. Our Fees. Consistently among the lowest and most inclusive for any credit union conference. The Council is pleased to offer three days of educational sessions, eight full meals (three full breakfasts, three luncheons, and two dinners), plus our ECUC special extras, surprises, and warm hospitality--all for only $1,330.00 ($1,230.00 for early registration!).
3. Our Dates. Early in the year so that you can use the ideas gained—and over the Presidents' Day weekend when many of you have a long holiday.
4. Our Reputation. Expand your network. Meet professionals from credit unions throughout the U.S. serving educational communities…and many others. Gain new ideas. And have fun! Start the new year off right and come join us in fun Orlando, Florida.
5. Receive CPE Credits. The Education Credit Union Council, Inc. is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com. Prerequisites: None/Program level: Overview/Advance preparation: None/Delivery method: group-live/CPE credits: 13

HOW DO I REGISTER?
Complete the form in this announcement (one for each registrant, please—a photocopy is okay), enclose with your conference fee check (one per credit union) made payable to the “Education Credit Union Council, Inc.” and mail to Lorraine Zerfas, Executive Director, PO Box 7558, Spanish Fort, AL 36577. Your registration will be acknowledged (by U.S. or email—whichever you prefer), and additional information will be sent to you. Please register as early as possible and take advantage of the Early Bird Discount and lower air fares.

WHAT ARE THE FEES?

WHAT IS THE CANCELLATION POLICY?
Full registration fee to be refunded upon cancellation up to 30 days prior to the conference. Cancellations made from 29 days to seven (7) days prior to the conference shall be granted with $100.00 retained as an administrative fee. Cancellations made seven (7) or fewer days prior to the day of the conference registration shall be made with one-half of the registration fee retained. No refunds shall be made for cancellations made on the date of conference registration. Substitutions may be made at any time. For more information regarding administrative policies such as complaint and refund, please contact Lorraine Zerfas at (251) 626-3399.

PROPER "MAGIC" ATTIRE
Comfortable, casual clothes will be fun for our “Welcome to Orlando Reception & Dinner” on Saturday, as well as our “Better Together” Banquet on Monday. Spouses will appreciate comfortable walking shoes and a jacket or sweater for their tours.